A chartered accountant (CA) is a highly respected and lucrative profession in Pakistan. As the business landscape evolves with increasing financial complexities, the demand for CAs has surged in corporate, public, and government sectors. If you’re considering CA as a career path, you might be wondering, what is the average chartered accountant salary in Pakistan? This article will guide you through all the salary expectations, starting packages, career growth, and FAQs about CA income in Pakistan for 2025.
Chartered Accountant Salary in Pakistan
The chartered accountant salary in Pakistan varies widely based on the professional’s experience, the sector they work in, and the type of company they are employed by. As of 2025, the monthly salary for a CA in Pakistan is expected to be between PKR 150,000 and PKR 800,000.
| Level of Experience | Monthly Salary (PKR) |
|---|---|
| Starting CA (0–2 years) | 60,000–150,000 |
| Mid-Level (2–5 years) | 150,000–300,000 |
| Senior CA (5–10 years) | 300,000–600,000 |
| CFO / Finance Director | 600,000–1,500,000+ |
This pay range applies across industries, including audit firms, FMCGs, banks, manufacturing, and telecom sectors. Multinational companies (MNCs) and Big 4 firms (PwC, EY, KPMG, Deloitte) often offer salaries at the higher end of this spectrum.
Chartered Accountant Salary in Pakistan—Sectors Comparison
The chartered accountant salary in Pakistan also differs across various industries:
| Sector | Average Salary (PKR/Month) |
|---|---|
| Audit Firms (Big 4) | 100,000–300,000 |
| Commercial Banks | 120,000–400,000 |
| FMCG Companies | 150,000–500,000 |
| Oil & Gas/Energy Sector | 200,000–600,000+ |
| Government/Public Sector | 100,000–250,000 |
| Freelance/Consultancy | Highly Variable |
Those working in international audit firms or as financial consultants for overseas clients can earn even more, particularly if they hold additional certifications like ACCA, CFA, or MBA.
Chartered Accountant Starting Salary in Pakistan
One of the most common questions among CA aspirants is, what is the chartered accountant starting salary in Pakistan?
The starting salary for a newly qualified chartered accountant in Pakistan is generally between PKR 60,000 to PKR 120,000 per month. However, those who have completed their articleship from a reputable firm such as KPMG or EY often start with PKR 100,000+, especially if they are offered roles in finance departments or audit teams.
In some smaller firms or regional cities, the starting salary may be lower, but growth opportunities often follow as experience builds.
Chartered Accountant in Pakistan Salary—Long-Term Growth
CAs in Pakistan enjoy excellent career progression. Here’s how a typical growth path looks:
- Freshly Qualified (0–2 Years): PKR 60,000–120,000
- Experienced (2–5 Years): PKR 150,000–300,000
- Manager/Senior Manager: PKR 300,000–600,000
- Chief Financial Officer (CFO): PKR 600,000–1.5 Million+
In large organizations, CAs can reach top executive positions such as CFO, finance director, or CEO, especially if they combine their accounting expertise with strong business leadership.
CA Salary in Pakistan 2025 —Future Outlook
In 2025, the CA salary in Pakistan continues to rise due to
- Increased business regulations
- More complex tax laws
- Financial digitization
- Demand for compliance and audit in both private and public sectors
Additionally, Pakistani CAs are in demand globally, especially in the Middle East, Canada, and Australia, where they can earn up to PKR 1 million+ per month after relocation.
FAQs—Chartered Accountant Salary in Pakistan
What is CA in Pakistan’s salary?
A CA in Pakistan earns between PKR 60,000 and 800,000 per month, depending on their level of experience, qualifications, and the industry they work in. Fresh graduates start lower, while CFOs and finance heads earn over a million rupees per month.
Is CA better than MBBS?
CA vs. MBBS depends on personal interest. CA leads to quicker financial returns with fewer years of study compared to MBBS. CAs start earning earlier and may reach high-paying positions faster. However, MBBS offers prestige, stability, and the ability to serve society directly. Both are respected but differ in scope and passion required.
Which is best, CA or CSS?
CA and CSS serve very different purposes. CA is best for those interested in finance, business, and corporate sectors, while CSS is ideal for people aiming for government leadership roles. CSS officers have job security, authority, and public service responsibilities, whereas CAs enjoy private-sector salaries and international job opportunities.
What is the lowest CA salary?
The lowest salary for a chartered accountant in Pakistan is typically around PKR 60,000 per month for those just completing their qualification or starting in smaller firms. However, this quickly increases with experience and skill.
Conclusion
In 2025, becoming a chartered accountant in Pakistan is one of the most financially rewarding career choices. From competitive starting salaries to executive-level packages, the opportunities are diverse and growing. Whether you aim to work in a local firm, a multinational corporation, or even abroad, the CA designation opens doors to a high-paying and respected professional journey.